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Personal Finance Coaching Options

From a one-time Financial Assessment to ongoing financial coaching and accountability, you'll find an option designed to meet you where you are today.

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Choose the level of support that's right for you.

30-Minute Personal Finance Coaching
Discovery Consultation:

Centsibility, complimentary consultation, and personal finance coaching.


Book Your Complimentary Discovery Consultation 

 

We'll have a judgment-free conversation about your financial questions, concerns, and goals—and what you'd like to accomplish.
 

Together, we'll discuss the areas where you could benefit from guidance and education, determine whether financial coaching may be a good fit, and answer any questions you have about the available coaching options.
 

This online consultation is pressure-free and designed to help you decide what makes sense for you.

Book Your Complimentary Consultation

Financial Assessment:

Financial Assessment for personalized financial coaching

$199

Purchase Financial Assessment (For Individuals)

$299

Purchase Financial Assessment (For Couples)

Your Starting Point: The first Step Toward Financial Confidence

2 One-Hour Financial Assessment Sessions

Together, we'll analyze your income, debt, housing costs, savings, investments, retirement savings, and financial goals. You'll gain a clearer picture of what's working well, where opportunities may exist, and practical steps you can take moving forward.
 

You'll leave with:
 

✓ A clear understanding of your financial position
✓ Personalized financial recommendations
✓ Practical next steps
✓ Greater confidence moving forward
 

Continue into a Bronze, Silver, or Gold Coaching Package within 30 days of completing the Financial Assessment and receive a $150 Individual or $225 Couples credit toward your package.

If you already know you'd like ongoing coaching, you can begin with a Bronze, Silver, or Gold Package, each of which includes the Financial Assessment.

Bronze Coaching Package:

Bronze personal finance coaching package to build your financial roadmap

$599

Purchase Bronze Package (For Individuals)

$799

Purchase Bronze Package (For Couples)

Build Your Roadmap

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5 One-Hour Sessions

2 One-Hour Financial Assessment Sessions + 3 One-Hour Coaching Sessions

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Best for clients who want to understand where they stand financially and develop a personalized plan for where they want to go.

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We'll begin with your Financial Assessment, then build a practical roadmap around your goals, priorities, and lifestyle.

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Together, we'll:

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✓ Analyze your spending and cash flow in detail
✓ Review expenses such as utilities, groceries, dining, etc.
✓ Identify spending adjustments and strengthen cash flow
✓ Develop a realistic budget and savings strategy
✓ Prioritize clear, actionable next steps

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You'll leave with a written plan designed to help you move forward with greater clarity and confidence.

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Silver Coaching Package:

Silver personal finance coaching package for goal setting and putting your financial plan into action

$999

Purchase Silver Package (For Individuals)

$1299

Purchase Silver Package (For Couples)

Put Your Plan Into Action

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10 One-Hour Sessions

2 One-Hour Financial Assessment Sessions + 8 One-Hour Coaching Sessions

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Best for clients who want a personalized financial roadmap plus ongoing support and accountability to put it into action.

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Silver includes everything in Bronze, with five additional coaching sessions to help you follow through, address challenges, and adjust your plan as needed.

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Together, we'll:

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✓ Track your progress toward your goals
✓ Address challenges and opportunities
✓ Strengthen positive financial habits
✓ Review and adjust your roadmap
✓ Provide ongoing accountability and support

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You'll have a coach alongside you to help turn your financial plan into meaningful progress.

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Gold Coaching Package:

Gold personal finance coaching package for ongoing guidance and long-term financial confidence

$1799

Purchase Gold Package (For Individuals)

$2299

Purchase Gold Package (For Couples)

Ongoing Guidance and Confidence

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20 One-Hour Sessions

2 One-Hour Financial Assessment Sessions + 18 One-Hour Coaching Sessions

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Best for clients who want a trusted financial coach by their side as their goals, priorities, and financial needs evolve.

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Gold includes everything in Silver, plus 10 additional coaching sessions—providing more time for continued guidance, accountability, and financial education.

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As your life changes, your financial plan should evolve too.

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Together, we'll:

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✓ Review progress and celebrate milestones
✓ Refine your roadmap as life changes
✓ Strengthen long-term financial habits
✓ Navigate important financial decisions
✓ Stay accountable to your long-term goals

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Gold provides the greatest level of ongoing support to help you build lasting financial confidence.

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Drop-In Session:

drop-in personal finance coaching session for personalized financial guidance

$149

Purchase Drop-In Session (For Individuals)

$199

Purchase Drop-In Session (For Couples)

Guidance When You Need It

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1 One-Hour Session

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A Drop-In Session can be used to explore a specific financial question, challenge, or upcoming decision, including:

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  • Vehicle purchases and financing options

  • Student loan repayment strategies

  • Credit card and debt payoff strategies

  • Saving for a major purchase

  • Mortgage refinancing considerations

  • Budgeting and cash flow questions

  • Other personal finance decisions

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You’ll leave with a clearer understanding of your options, practical recommendations, and actionable next steps—so you can move forward with greater confidence.

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Standard Hours

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Monday:             8:00 AM–6:00 PM ET
Tuesday:            9:00 AM–8:00 PM ET
Wednesday:      9:00 AM–8:00 PM ET
Thursday:           8:00 AM–6:00 PM ET
      Friday:                8:00 AM–6:00 PM ET     

 

Need to schedule a time outside of these hours?

Contact me at Jay@CentsibilityCoaching.com, or call at 908-432-6212 to discuss availability.

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